中文翻译到英文~~多谢~~
发布网友
发布时间：2022-04-23 16:31
共2个回答
热心网友
时间：2023-06-22 01:39
你也忒小气了把,人家的篇幅只有你的第一段那么长,都给50分.手动翻译没人肯做,让软件帮你翻译吧
In the recent 20 years, the international banking instry risk
management development course, has approximately experienced following
several stages:
1st, at the beginning of the 80's because are affected the debt
crisis, the bank generally starts to pay great attention to the credit
risk guard and the management, its result is "the Barthel Agreement"
birth. This agreement through to the different type property
stipulated different 权数 comes the quantification risk, is to the
bank risk quite general one analysis method. Since 2nd, the 90's some
big banks realized to the credit risk still was the essential
financial risk, and starts to pay attention to the credit risk survey
aspect the question, attempts to establish the survey credit risk
internal method and the model. Credit risk management system is most
noticeable by J. P. Morgan's Credit the Metrics. Since 3rd, in 1997
the financial crisis in Asia eruption, the world finance instry risk
appeared the new characteristic, namely the loss no longer is creates
by the sole risk, but is and so on jointly creates by the credit risk
and the market risk. The financial crisis urges the people even more
to take the market risk and the credit risk unified model as well as
the operation risk quantification question, causes (risk monitor model
from this the comprehensive risk management pattern which people's
value for example AXIOM software company establishes). 4th, along with
the whole world money market swift and violent development, one kind
uses in to manage the credit risk the new technical -- credit to grow
the proct graally to become the object which the financial circles
people pays attention. 1997 year's end, the global credit grew the
proct not to level the contract amount only to have 170 billion US
dollars, 1998 year's end this numeral was 350 billion US dollars. But
to 2000 year's end, this numeral increases 740 billion US dollars.
Using grows the financial tool guard credit risk
Puts briefly, the credit grows the proct is uses for the
transaction credit risk the financial tool, grows the tool transaction
credit risk in the use credit in the process, the credit risk is
stripped from the sign financial tool, causes the credit risk and this
financial tool other characteristics separates. Although the earliest
credit grew the proct as early as to proce in 1993, at that time
Japan's credit bank (Bankers Trust) in order to prevent it suffers the
loss to the Japanese financial circles' loan, starts to sell one kind
to cash the amount to be decided specificly by breaks a contract the
event bond. The investor may obtain the income from the bond, but when
loans cannot on time pay off, the investor must approach the credit
bank indemnity. But only recently several years, the credit grows the
development which the proct only then obtained progresses by leaps
and bounds.
1. 利用期 the power to flushes the credit risk 利用期 power to
flush the credit risk the principle is: The bank when provides the
loan, gathers one kind to be similar to the loan property is expected
to fall the reward which time power selling may obtain. This is
because, the bank provides time the loan, its risk equally in value to
sells this loan enterprise property to be expected to fall the time
power risk. Thus, the bank can seek buys up this enterprise property
to be expected to fall the time power to come to flush this risk. To
flushes the way to this kind of credit risk the most early utilization
is the American mid-west agriculture loan. In order to guarantee
repays the loan, wheat 农场主 is requested to be expected to fall
the time power from the Chicago time power exchange purchase,
approaches the bank loan by this issue of power achievement the
mortgage. If the wheat price drops, then wheat 农场主 repays the
possibility drop which completely loans, thus loans the market value
drops; At the same time, the wheat is expected to fall the time power
market price rise, thus counterbalances loans the market value the
drop. 2. To flushes the credit risk credit exchange using the exchange
is a bank management credit risk important method. The credit exchange
mainly has two kinds: The total income exchanges and breaks a contract
the exchange. In the total income exchange, the investor accepts
originally belongs to bank the loan or the negotiable securities
(generally is bond) the complete risk and the cash flows (including
interest and handling charge and so on), simultaneously (LIBOR which
pays a bank definite income for instance in chart 3 to show), in the
ordinary circumstances can add and subtract the certain rest
difference in the LIBOR foundation. The bank and the investor is
different which with the general exchange flow besides the exchange in
the exchange period cash, expired when the loan or appears breaks a
contract, but also must settle accounts the loan or the bond price
difference, the formula beforehand when signing a treaty determined.
If expired time, the loan or the bond market price appears the
revaluation, the silver about to pays the price to investor the
difference; Otherwise, if appears 减值, then pays the price the
difference by the investor to bank.
热心网友
时间：2023-06-22 01:39
这个才给5分.
自己去翻译吧.
